Unsecured Business Lines of Credit

Unsecured Business Loines of Credit An Unsecured Business Line of Credit is the most valuable financial tool a small business owner can have. Our unsecured business line of credit works like a credit card, but it has the added benefit of check-writing access and lower interest rates than most lines of credit. Available for amounts up to $50,000,000.00 funds generated from one source (no bank hoping!) Variable rate based on prime (no back end fees) Fast, easy access to funds via check, wire or telephone transfer gives your business access to funds whenever you want. Pay no interest until you draw from your business credit line. Interest is charged only on the portion of the credit line you use flexibility to pay in full or over time. Competitive, variable rate of interest experienced consultants to handle the process until closing. Typical funding completed within 60-90 days regardless of the amount requested.

Our Lines of Credit require no collateral, so you can rest assured your assets will not be pledged and there will be no Liens or UCC Fillings against them. Our Lenders focus on your Credit History and, if available, business financials to make their decisions. The stronger your Credit History, the less documentation you will need to provide. If you have High Credit Scores above 750 FICO our Lenders will rarely ever require any income or asset documentation.

Our expertise is in the complete and correct preparation of your application so it gets approved the first time, and in our extensive network of financial institutions that are willing to finance your business. We are so confident in our ability to help our clients that we charge No closing costs or back end fees! If you don't get your money, neither do we.

Whether you are just starting your business or have an established reputation, we can provide the ultimate solution for you. Simply fill out the online application form and send it to us. Our professional financial officers will then evaluate your application and help you get the loan you need.

Please have the following documents:

  • Articles of incorporation (must be in business for at least two years)
  • Federal Tax ID number
  • Dun & Bradstreet number
  • Borrower must represent an ownership of 80% or greater
  • Business must have a listed address (no p.o box)
  • Business checking account under the company name
  • Credit Score (FICO score must be at least a 750 to be considered for a business line of credit)
  • Current copy of your credit report
  • ID # current driver's license & social security number